Ray Felton is a private investigator.
He was one for many years, creating a reputation for himself as someone immensely truthworthy and capable and while he did the odd divorce case on occasion, with standard distaste, he was particularly at home ferretting out criminals and while it made him popular with large corporations who wanted to reduce loss, it also made him very popular with the police because he was smart enough to share the credit.
If you had asked him, he would likely have admitted he was as content as he could want. He had a successful practice with work that was interesting and challenging. He was married to a wonderful woman named Jane who adored him almost as much as he did her. Their finances were set, possibly due to some inheritance of her but that is not confirmed. Certainly she was extremely good with handling money and their bank balance made them very popular with the local bank manager.
Then after a particularly romantic balmy evening after a rain, driving home in the glow of a good meal and, he admitted later to himself, good whiskey, a bend in the road brought the car to a patch of wet road, a very quick spin and a tree that did not give way. Jane was dead. Felton wished he was.
There were no charges brought because the amount consumed was not enough to warrant it but that did not mean Felton did not blame himself totally and for the next couple of years, he avoided his home, his country getaway, and his office. He might have kept doing so if he had not come upon a woman in trouble and his old habits kicked in.
Once he was back in action, he decided to stay there. He could never bring Jane back and he could never pay enough for having lost her but it was something to do and he was good at it.